Looking for the best 401(k) Plan for your New Jersey business?

You’re in the right place!

The most responsive retirement plan provider in the industry is located right in the heart of Hunterdon County, NJ.

SS Pension Consultants helps small and mid-sized businesses design, launch, and manage retirement plans that are simple, compliant, and cost-effective. Our team takes care of the details so you can stay focused on running your business.

Historic Red Mill in Clinton, New Jersey

Why Choose Us

  • Turnkey Setup

    Skip the red tape. We keep the process simple and flexible, getting your plan running smoothly from day one.

  • Local Support

    We’re your local partner who actually picks up the phone. Fast & clear service with the right answers the first time.

  • Worry-Free Compliance

    We keep up with changing IRS and DOL regulations, giving you peace of mind that your plan is always in good standing.

  • Affordable Pricing

    We leverage our advanced knowledge and efficiency to pass fee savings to our valued clients. Transparent pricing for comprehensive service.

  • Custom Solutions

    No cookie-cutter templates. We design retirement plans with benefits and features tailored to fit your business goals.


Do I need a retirement plan for my NJ business?

New Jersey’s Secure Choice law requires most employers to provide access to retirement savings. A 401(k) Plan is one of the most flexible and powerful ways to meet that need. Click here to learn more.

What makes a 401(k) plan better than other options?
Compared to a SEP, SIMPLE IRA, or the state-run RetireReady NJ program, a 401(k) Plan offers higher contribution limits, more flexibility, and stronger tax advantages for both business owners and employees.

How much does a 401(k) plan cost?
Our fees are clear and simple: just $65/month for small 401(k) and Profit Sharing Plans. Have more than 25 employees or looking for enhanced done-for-you services? We’ll provide an easy to understand proposal and fee quote upfront with no surprises.

Fast Facts


How long does it take to set up a 401(k) plan?
SS Pension Consultants responds to inquiries right away and can provide you with a same-day proposal. Most plans can be fully designed and launched in just a few weeks.

Why not start a 401(k) with my payroll provider?
While payroll providers offer 401(k) plans, they lack the specialized focus needed to optimize them. SS Pension Consultants specializes exclusively in retirement plans, ensuring that your 401(k) is not just an add-on but a strategic component of your employee benefits package.

What happens if my business grows or changes?
Your plan can grow with you. We provide ongoing guidance to adjust contribution structures, update plan provisions, add employees, and maintain compliance as your business evolves.

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